The Creativity Crisis in Financial Planning: How Divergent Thinking Declined and Left Investors with Cookie-Cutter Strategies

The Problem with Conventional Thinking Financial planning is supposed to be about crafting strategies tailored to individuals' unique goals, risk tolerances, and financial circumstances. Yet, for decades, many advisors have…

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The Power of Boredom: Why Boring Portfolios Might Be the Best Investment Strategy

I was in a conversation recently with someone who mentioned that dividend income is rarely discussed in retirement planning conversations. Why? He said, “…. because people think it’s boring.” That…

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11 Questions to Ask when Interviewing a Prospective Financial Advisor

Perceptions of financial services professionals tend to run the gamut from “They’re all crooks, and I don’t trust a word they say” to “He or she has such an impressive alphabet of…

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Insight Folio’s “Dividend 30” Portfolio

Though dividends are not guaranteed, just about all the stocks in our DIV30 Portfolio have a long-standing history of consistently paying their dividend.

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How About that Emergency Fund?

The current Coronavirus situation has highlighted for many the need for a sufficient emergency fund. Will creditors be knocking? How will we pay for groceries or doctor visits?

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What will the impacts of the CARES Act (Coronavirus Aid, Relief, and Economic Security Act) be?

The $2 trillion dollar stimulus package was signed into law on March 27, 2020. But what does it mean for you, specifically in regards to your retirement accounts?

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4 feel good money tips you need to know regarding CoronaVirus news…

Coronavirus is an equal opportunity infector. Let’s put aside the way the media portrays “us versus them”, the partisan views of political parties, and realize we are all Americans and we all are being affected. Here are some feel good money tips.

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Don’t hit the panic button (Can the Coronavirus derail my retirement?)

While I do believe our economy will be affected by this global scare, I do not believe it will be nearly as dramatic as it has been up to this point. Most market indicators are positive.

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Traditional IRA Facts

A traditional IRA is a way to save for retirement with tax-advantages.
Here are some facts to consider.

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The SECURE Act

The Secure Act does many things; here is a list of the biggest changes.

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