I imagine many of you have heard the story of the Blind Men and The Elephant. I believe it may have been the sixth grade or so when I was first introduced to it.

Having met with thousands of individuals during the 25 plus years of my career, I have noticed most people tend to make similar mistakes.

If you want to retire, then you better put your money to work. View your retirement savings as a little army that is going to fight for your future income.

Approximately 66 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits.

I don’t know about you, but I can’t stand to watch commercials. The biggest reason is not what they are selling, it’s because of the disclaimers at the end of the commercial.

We all need help yet we only think of ourselves when it comes to asking for help, very seldom do we think of asking the people in our lives if they need help. That needs to change.

When you boil it down, there’s really only three places where you can invest money:

People who are living comfortable retirements today typically count on income from employer plans, Social Security, their own investments, and sometimes profits from selling their homes to anchor their financial security.

I recently read a Forbes Magazine article by Michael Schmidt dated August 27, 2013 named Don’t Take Dividends for Granted. The name itself caught my attention.

Depending on the type of Mutual Fund, they can have stocks, bonds and other investment instruments diversified together and managed by a professional manager. Sounds great, sign me up!