Insight Folios

Our Strategy

Financial Planning is Broken


The financial planning process is broken. Advisors put you in a place where it is very difficult to verify their advice, and to know if that advice is in your best interest.

You are left to question everything. Planning should be for your benefit, not to promote financial products.

Someone has to fix that…
and that someone may be you!


Everybody has a shortfall that must be addressed, whether before or during retirement. Shortfall is the difference between what you have going into retirement and what you want in retirement.

The only way you can solve your shortfall is by adopting investment strategies that provide income.

Use Simplicitree® to discover your shortfall,
and we will empower you to solve it.


Simplicitree®  is a true planning tool that puts you in the driver’s seat to verify which income strategies are in your best interest, empowering you to make smart financial decisions.

Predictable Income in Any Market


There is nothing more terrifying to an investor than the belief that the stock market has the power to cause you to run out of money.

This is why we guide our clients to focus on income planning. The goal is to produce predictable income in any market condition so you don’t have to live with that fear.

One of our guiding philosophies is that you “plan for income, hope for growth”. Find the confidence you need in retirement, and get a clear picture of how your investments are going to generate the income you need.

We are here to guide you to do just that.

You can hire us, stay with your current advisor or fix it yourself, but someone has to solve your shortfall.


No matter what you decide, you have to know which solutions work best for you and why… at Insight Folios, you will be empowered to solve your shortfall with confidence.
Learn more about generating income

Teaching ourselves out of a job
is what we do best


Investing & Planning

INS Jan25′ MO PO Update

The monthly portfolio update summarizing dividend activity for December 2024 and welcoming the new year. Key highlights include dividend increases from notable companies: Newcore (+2%), TD Bank (+3%), Franklin Resources…

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Stakeholder Letters

2024 Stakeholder Letter : In Reflection of 2024

To Our Valued Stakeholders, It’s that time of year again—a time when we pause, reflect on the past twelve months, and look with anticipation toward the future. In keeping with…

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS October ’24 MO PO Update

In this October 24’ MO PO Update, Kyle Morgan discusses recent dividend announcements and adjustments. Two companies, Energy Transfer and AbbVie, have increased their dividends, with Energy Transfer raising its…

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS Sept ’24 MO PO Update

In this September monthly portfolio report, Kyle Morgan highlights several dividend updates for Insight Folios holdings. Realty Income increased its dividend for the second time this year, continuing a 20-year…

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS August ’24 MO PO Update

In this August portfolio update, we cover key highlights from several of our holdings. Apple is a new addition to the Div 50 portfolio, with a quarterly dividend of $0.25 per share, continuing their 11-year streak of increases. Dover declared a dividend of $0.51 per share, marking their 68th consecutive year of increases. Altria raised their quarterly dividend by 4% to $1.02 per share. Additionally, a number of companies, including Chevron, TD Bank, Exxon, and more, maintained their steady dividend payouts this quarter. If you have any questions, feel free to reach out to us, and we’ll see you next month with more updates.

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS July ’24 MO PO Update

In this episode of the Monthly Portfolio Update, the discussion begins with an overview from Kyle of recent dividend declarations from companies like Western Union, Duke Energy, and Clorox, highlighting…

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS June ’24 MO PO Update

In the June Monthly Portfolio Report, Kyle highlights six companies that maintained their dividend payouts, three that increased them, and none that reduced or cut them. The report begins with…

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Investing & Planning

Advisors & Planners

Finance 101

Investing

INS May ’24 MO PO Update

This monthly update from Insight Folios discusses changes in the portfolio for the month of May. Kyle Morgan brings in Charlie Bowers and Paul Durso to explain the decision-making process…

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Investing & Planning

Finance 101

Investing

INS April ’24 MO PO Update

Join us for an engaging episode of the April monthly portfolio update, where we dive into a lively rapid-fire segment with a special guest. Discover exciting dividend announcements from major…

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Let’s Plan Your Financial Future


The best way to move forward is to start a simple conversation.

Discover how Insightfolios can review your current situation and provide guidance or validation for your retirement strategy.












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